Testimonials

“Honesty, Integrity, Skill, Knowledge, and Communication are what I personally base my business on--it's what I feel my clients deserve. It's important to me to be able to recommend my clients to those who impart these same ideals. My experience with ABBA First Mortgage, Inc. has been nothing short of phenomenal--they certainly set the standard for their industry monumentally high!”

Liz Jensen
Prudential Burroughs & Chapin Realty, Inc.
1025-B North Lake Blvd
Carolina Beach, NC 28428
910.367.2168
www.searchcoastalnc.com

“I have nothing but praise for your work and helping us refinance our home. Your entire team members are very polite and courteous. You explained to me with patience and in plain language. I like your honesty and you are always eager to help.”

Sharad K.
Charlotte, NC
May '06

“From a Real Estate agent's perspective, a loan officer needs to not only have a strong attention to detail, and a willingness to focus primarily on the client's needs, but also a sound, ethical position regarding his business.
From my experience, the people at Abba First Mortgage, Inc. have proven themselves time and again in these areas, giving their customers the very best, to make sure all goes smoothly.”

Eric Boneske
Keller Williams Realty
5030 New Centre Drive, Suite A
Wilmington, NC 28403
910.431.4031
www.nconmymind.com

“I want to thank you for the excellent service you provided. I appreciate the time you took in explaining me the process, providing me with timely updates and addressing my concerns. There might be other companies who provide competitive rates but it’s the comfort of good service that makes the experience unique especially for a first time buyer like myself. I would certainly recommend your company to anyone who is in need of your services.”

Ketan S.
Morrisville, NC
July '06

“I wanted to follow up and let you know that the closing went well and all went as planned. Thank you for all of your help throughout the process… It was a pleasure to do business with you!”

Mark S.
Wrightsville Beach, NC
May '06

"Just wanted to send you a quick thank you for all of your help in our quest for a mortgage. Your efficient manner was very much appreciated!"

Sara S.
Wilmington, NC

"Thank you very much for all your help in buying our house. It was a little crazy toward the end but ABBA always did everything on time. You also were good advocates for me – which is more than I can say for the other entities involved in the process. I am also happy that you advised me to counteroffer when the house did not appraise. I think I would have figured that out, but your early advice sped things up. We love the house and will definitely recommend you to everyone we know."

Arthur S.
Enka, NC
October '06

"Everything went well. It was a pleasure working with you as well. I sincerely appreciate your thoroughness and professionalism during the entire process. I will definitely refer you to my friends and family. Thank you."

Jim R.
Holly Springs, NC
August '06

"Thanks for your well wishes. Yes, closing went well and we have the keys to the house. Time to begin moving in tomorrow. Thanks for all your help. Everything went so smoothly. Our realtor has your name and may refer some of her clients to you. Everyone is impressed with the interest rate below 6% that we got from ABBA. It will certainly help make our house more affordable for the next 30 years of house payments."

Steve H.
Hendersonville, NC
December '06

"We want to express our thanks to you, Melissa, and all your staff at Abba First for a completely positive experience with our mortgage.
We thank God for you and your business. We closed on Friday. Thanks for your calls and follow-up at every step of the process. Your good faith estimate and APR were exactly as you stated. We look forward to meeting you in person sometime, perhaps on a visit to your area, and we will certainly make sure we tell our friends about you!"

Jack D.
Hickory, NC
November '06

"I cannot thank you two enough for all the work you did to help us close today in the nick of time. I would not be able to recommend another lender more than I will you to anyone who asks for a good lender. Your rates were great but most of all, your customer service is 1st rate. From Rich to Melissa, to Maureen, to Sharon, all of your staff was very friendly and always accessable. I will always include you in any recommendations that I make in the future."

Sean B.
Boone, NC
February '07

"Just got off the phone with Maureen thanking her for her efforts and to let her know the closing went fine despite a few last minute paperwork snags. And to you, a big thanks for your professionalism and your knowledge, as well as your efforts in this journey of mine. This whole process has been quite an experience and I sincerely appreciate your work, as well as your staff’s, in making it a pleasurable one.

As I’ve mentioned before, you have a class A business there, and I consider myself lucky to have been able to do some business with you. Please accept my warmest thanks for everything and I look forward to continued contact as time goes by."

Kevin U.
Wilmington, NC
March '07

"I want to thank you for all of your help in securing my home loan! You were great!! As you know, we were working under a tight timetable and had the holidays to deal with. But through it all, you paid attention to the details and made sure everything went smoothly. I can't thank you enough for all you did. It is such a pleasure to work with a professional who cares about their customer!

I'd gladly recommend ABBA First to everyone and anyone! I can't say enough good things about the quality service and customer care you and the company provide! Unfortunately, it is rare to find quality service these days, and I try to encourage and recognize it whenever I'm fortunate enough to encounter it!"

Ed K.
Holly Springs, NC
January '07

"I have absolutely no problem with you using my testimony. You did the work, you got the best rate, and you deserve the credit.(Thank You) Have interest rates got worse? Everyone I have talked to said I got good rate and had a relatively cheap closing. I will definitely pass your name around when someone wants a mortgage."

Michael A.
Fayetville, NC
April '07

"I just wanted to thank you for the job well done.You had done more than anyone would do to close the loan for my son Andrew and for that I am very grateful to you.You have been so focus and very prompt and efficient in every step you took!

I will and I am sure Andrew will recommend you to anyone we know looking for mortgage for the house."

Lillian L.
Waxhaw, NC
May '07

"We are officially home-owners now! We appreciate so much all that you did for us (along with all the rest of the Abba First Family). You guys were such a pleasure to work with, and we have felt so blessed to have found a company like your's to work with during this very important time in our lives. Thank you so much for everything!!"

Brooke M .
Wilmington, NC
July '07

"It was a pleasure working with you, too.  I have nothing but great things to say about you and the ABBA First folks who helped us get into our new home.  I'd be happy to recommend you to friends and family who are looking for a mortgage broker."

Marty B .
Wilmington, NC
July '07

"Thank you for your prompt and outstanding service... we are very satisfied with your reliable service and will certainly consider hiring your service in the future. Thank you again."

Joo Lee H .
Charlotte, NC
July '07

"Just wanted to say THANK YOU to you, Maureen, and everyone else at ABBA First.  We closed on Friday without any problems.  It was a real pleasure to work with you.  We always felt that you were looking out for our best interests which in today's world can be hard to find. 

It appears the mortgage industry is headed for some tough times and we pray that God will continue to provide you and your company continued success and prosperity.  We will certainly contact you again for any future mortgage needs we may have and we will be glad to recommend your services to family, friends, etc.  Thanks again."

Tim and Sandie H .
Clayton, NC
August '07

"Thank you once again for all that you did to make our closing go smoothly yesterday. I look forward to meeting both you and Rich Sr. if and when you are in the Greenville area. Rest assured, I will gladly refer anyone to Abba First Mortgage!"

Robert W.
Greenville, NC
August '07

"Thanks again so much for your help throughout what proved to be a much more trying process than we imagined (maybe we're a wee bit naive...)

Anyway, we had a three way discussion at the closing between Debra Whaley (atty), Syndie Byrd (agent), and I and I think that you'll find some new clients by way of those two as well... they agreed that it was YOU that made the whole thing come together -- despite appraisals, despite insurance agents, etc.

You can count both Jenn and I as big fans of ABBA First and we'll definitely be back in touch when we have future mortgage needs."

Shane O .
Emerald Isle, NC
September '07

"I was hesitant about dealing with an out of town mortgage broker but the "Doing business His way" slogan led me to your company. I must say, it was a pleasure doing business with ABBA First. I believe that I spoke with all of you at one time or another and each one of you have a "can do" attitude that gave me the confidence I needed that I was dealing with the right company. Your customer focus and communication were superb. This has been a difficult couple of months for me and my family and I appreciate the care and concern I have gotten from your company. Give my thanks to all. "

Andy T.
Matthews, NC
October '07

"I recently refinanced my home through Abba First Mortgage.  They found me a great interest rate with low closing costs.  They held true to their word and provided everything in writing.  They were professional, thorough, efficient, quick and friendly.  For the first time after dealing with several different lenders, I felt as if servicing me was their first priority verses making money from me.  Abba First Mortgage was a blessing to me and I highly recommend them to everyone looking for any form of a home loan.  Thank you Abba First Mortgage... forever a client."

Sandra G .
Mooresville, NC
October '07

"I wanted to again thank you and Rich Jr. for making this process as painless as possible.  From application, to closing, your communication was constant and the information accurate.  I did not have to worry about the competitiveness of my rate, rate lock, or closing on time (which is saying quite a lot, under the current market conditions and while doing this all remotely).  This is the second time I have done business with Abba First, and it probably won’t be the last."

Mark S.
Wrightsville Beach, NC
October '07

"Closed yesterday and everything went well. Just want to let both of you know that it was a pleasure doing business with you. It is so nice to talk to people that are polite and patient - and, best of all, you delivered exactly what you promised, unlike ***. The ironic thing about it is *** used ** as the lender too, and then blamed the additional fees they tried to charge me at closing on them (I refused to sign and lost $725 in attorney's and appraisal fees). So, great job and thanks."

Eric F .
New Bern, NC
November '07

*** Broker name removed
** Lender name removed

"Dear Maureen,  I truly felt that you took a personal interest in me as I sought to obtain a loan for my last (I hope) home.  From my first contact with Rich Jr., I believed that you were a first class operation, and until the very end that was proved out.  Thank you very much and I wish your excellent company, ABBA (which means "Daddy" in the Bible) every blessing and success."

Betty P.
Shelby, NC
December '07

"I just wanted to send you guys a sincere thank you and a very special God bless to Maureen for all of her extra work on her days off to make sure that I got my closing done on time.  I wanted to thank you all for helping me get this caotic experience taken care of with all of the problems the buyers for my house had with their closing and how patient Maureen was with coming in on Friday when she had the day off and finalized my closing. I just wanted to let you know that my closing attorney was very impressed with the loan and he actually said that I got a great deal with the rate and closing costs and that he hadn't seen one this good in a long while (He's been doing real estate for over 30 years).  I do plan on referring friends and family to you and thank you again."

Donovan S .
Canton, NC
December '07

"Not that I ever doubted you, we received the check yesterday... we got a good interest rate on the mortgage, and the service was first rate. Everything was done efficiently and in timely manner. Whenever we need mortagage related services in future, we are sure to contact you first and we will also wholeheartedly recommend ABBA First Mortgage to our friends. Thanks and have a prosperous and happy new year!"

Vivek and Nidhi S.
Morrisville, NC
December '07

"Thank you very much! Everything went great today. We were very pleased with the entire process. Given that this is our fourth closing since 1991, we consider ourselves "veterans" of the process. ABBA First Mortgage was by far the easiest, most professional, and trust inspiring mortgage company we have worked with in the past 17 years. I am so glad we were able to connect with you, and you will always be the first mortgage broker that we will recommend to friends and family. Please feel free to use our comments as a testimonial.

P.S. I was just sitting down to the computer to compose a letter requesting the property appraisal when I read your e-mail! Thanks again for anticipating our needs!"

Guy and Leslie S .
Canton, NC
January '08

"The closing went very smoothly as did the entire process. My attorney also commented on what a pleasure it was working with you and I agree with her. I would not hesitate to recommend Abbafirst. All the best to you and Rich in the New Year!!"

Peggy C.
Wilmington, NC
January '08

"We are both very pleased with the outcome and savings of our refinance. I think the process was extremely smooth and I was very happy to save on the typical $400 appraisal fee. Very rarely do costs come in under budget! It was great to close on time, with absolutely no setbacks or problems whatsoever during the process. We are also very appreciative of Rich's work with the lender to get our rate reduced when rates dropped. Overall, the process was exactly what you would hope for, smooth and easy!"

Sarah W .
Charlotte, NC
January '08

"We are very much enjoying our new home with a huge thank you to you, Missy and the rest of your staff.  The closing process, from the application process through the closing, went very smoothly and without any hiccups.  Everything you told me that would happen, did.  I have and will continue to recommend you and Abba First to anyone I know that needs a mortgage financing.  You provided a wonderful personable service with high integrity.  Thank you again!"

Scott H.
Fayetteville, NC
January '08

"I wanted to send a note to thank you for helping us with our refinance.  We received our money from our old escrow account today, and we had already received the packet from **.  Thank you for getting everything done so quickly!  We'll definitely recommend Abba First to our friends! "

Rebecca & Chris H .
Cary, NC
February '08

** Lender name removed

"I would like to thank you for all of your help in refinancing my loan. Even with the new lending requirements, you folks made everything as easy as possible. I think you did a superb job and I would not hesitate to refer you to family, friends and my real estate clients. Many thanks."

Gloria P.
Matthews, NC
February '08

"I have found your efforts and service exemplary throughout all of our transactions--truly unusual in its courtesy, efficiency, speed, and sensitivity to clients' needs. At all times ABBA representatives were thinking ahead to provide beyond-the-call attention. Certainly Rich's re-negotiation of a better interest rate after we had locked in is an excellent example of what I mean. I cannot think of many agencies that would go to the extra trouble--the work was done, many might have said. 
But not Rich--a man who absolutely sets a tone at ABBA for putting the client first. 
 
In short: I can recommend ABBA First Mortgage without reservation. Thanks for everything."

Robert Y .
Asheville, NC
March '08

"Everything was great. I have already made several referrals with highest recommendations for your assistance. Your help in securing a great interest rate will definitely affect our future. We are most appreciative. Thanks so much.. will not hesitate to sing your praises!!!"

Beth J.
Wilmington, NC
April '08

"My loan is finally closed and I have received the final check from **. I want to take this opportunity to recognize Theo for his professional and courteous manner in which he handled all the little demands being put forth by the bank after the closing. He was always responsive, timely and very polite which sisignificantly reduced the annoying parts of refinancing.
You can count me in as a positive reference for your company."

Amer M .
Morrisville, NC
April '08

** Lender name removed

"I would like to thank Missy and Rich Jr. for their outstanding support, expertise and the professional manner in which they handled my loan. My experience with AbbaFirst has been nothing less than excellent and I would highly recommend them to anyone seeking referral. I am very appreciative that I have experienced their “Golden Rule” mission statement being applied in daily business; thank you for treating me with the care and consideration that you would want in return.  You truly honor a higher standard of business practice, and it hasn’t gone unnoticed."

Danny S.
Rutherfordton, NC
June '08

"Our closing went so smoothly, it was unbelievable! Everything Rich Jr. said was true, including the closing fees. We have always used ** in the past, but they couldn't compete with Abba First Mortgage. It was a pleasure working with you and Maureen also. Thank you very much. We will definitely refer others to your firm."

Maria & Joe W.
Raleigh, NC
June '08

** Lender name removed

"Thanks so much for all your hard work!  I appreciate your professionalism and patience:)  Communication was always prompt and courteous.  I wouldn't hesitate to recommend your company to friends and family."

Erin M.
Gallatin, TN
July '08